Get Your Super Top-Up Health Insurance by InstaCover
Buy and/or Renew Super Top-up Health Insurances in India from Instacover
Super Top-Up Health Insurance
A super top-up health insurance, just like a top up plan for mobile recharges, can be used to extend your health insurance in case if the maximum claim amount of the plan has exhausted.
Advantages of Super Top-Up Health Insurance?
- Single Payment and Multiple Claims: You only need to pay for the payment only once for your super top up insurance plan and you can make multiple claims for that in that particular tenure for against that insurance.
- Highly Customizable: Super top-up plan deductibles are quite flexible to choose from and can range anywhere from Rs. 1 lakh to Rs. 20 lakhs.
- Easy Process: From applying for insurance to file a claim, the whole process is now online, easy, all at the convenience of your smartphone.
Looking for your Super Top-Up Health Insurance?
InstaCover India offers a variety of benefits and advantages in terms of covers and savings, so when searching for a good Super Top-up Health Insurance, you need to look no further!
Call us now and we will do the best we can to help you out with your Super Top-Up Health Insurance needs
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+91-9995551863
Why to go for Super Top Up Health Insurance
Lack of Benefits in Existing Plan
Several plans do not provide the kind of extensive advantages and that's where a super top up plan comes into play.
Additional Tax Saving
Save additional money when you opt for a super top up health insurance in a similar fashion that you get in case of any other health insurance policy.
Higher Sum Insured
A super top up plan assures higher insurance sum while offering lower premium benefits compared to other plans.
Greater Coverage For Senior & Parents
Get insured covers for senior citizens as well with a super top-up health insurance plan, again at lower premium costs compared to other senior citizen health insurance plans.
Common Things Covered in a Super Top Up Health Insurance Plan
Pre/Post Hospitalization
Get covered for any expense pre and post hospitalization such as for pre and post diagnosis.
Post Hospitalization Lumpsum
Post hospitalization lumpsum amount can be utilized by policyholder to cover for any expenses incurred during your medical treatment.
Room Rent Capping
Get complete covers without any capping limit if the plan Sum insured is below limit.
ICU Room Rent
As long as the rent is below the sum insured for your plan, you get complete cover for ICU room as part of your super top up health insurance plan.
Super Top-Up
Get claims paid for additional medical expenses even being in incurred in a single policy tenure. This is not something that usually happens with a regular top up health plan.
Road Ambulance Charges
Super top up health insurance policies cover up for ambulance services as well.
All Hospitalization
A super top up health insurance plan covers for all expenses covered in a health insurance plan including that for multiple hospitalization even once your deductible limit is exceeded.
Day Care Procedures
Day care procedures usually don't require hospitalization, so getting it covered with any health insurance is not possible, however, super top up health insurance plans enable you to get these covered hassle-free.
List of Things that a Super Top Up Insurance Plan Does Not Cover
- Cannot be utilized as long as you still have un-exhausted/existing health insurance policy claim amount.
- No cover offered for pre-existing disease if not disclosed (or unless wait period to make claim is over).
- No cover offered if hospitalized against doctor's prescription.
- Until and unless hospitalized, no cover offered for Pre and post-natal expenses.
Key Advantages of Having a Super Top-Up Health Insurance
|
Deductible |
Pay only once! |
|
No Claim Bonus |
No Age based Copayment |
|
Cashless Hospitals |
8000+ Cashless Hospitals All Over India |
|
Room Rent Capping |
No Room Rent Capping. Choose any room you like. |
|
Claim Process |
Smartphone-enabled Claim Process that takes no more than 10 minutes of your time. |
|
Treatment for COVID-19 |
Covered |
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FAQs Related to Super Top-Up Health Insurances in India
A proper health insurance plan assures complete cover or at least 70% of your overall medical expense, depending on your policy terms, while a super top up health insurance plan covers for expenses only if that goes above a certain limit.
The main difference between a simple top up health insurance plan and super top up health insurance plan comes in terms of claims. You can make multiple claims during your policy tenure even when the limit goes beyond deductible limit in case of super top up health insurance, while there is only single claim offered for cover once your claim goes beyond the deductible limit price.
Any individual aged between 18 and 65 years is eligible to own a super top up health insurance.
This includes your age, your geographic location of residence, the decided deductible and sum insured; these are the main factors that influence your super top up health insurance premium.
Looking for your Super Top-Up Health Insurance?
InstaCover India offers a variety of benefits and advantages in terms of covers and savings, so when searching for a good Super Top-Up Health Insurance, you need to look no further!
Call us now and we will do the best we can to help you out with your Super Top-Up Health Insurance needs
