Get Your Motor Insurance For InstaCover
Buy and/or Renew Motor Insurances in India from Instacover
Motor Insurance
An insurance that protects you and your vehicle (car/bike/commercial vehicle) from financial losses and damages like natural calamities, thefts, burglaries, malicious acts and accidents. There are 3 main types of motor insurances available in India.
Why Should You Buy a Motor Insurance?
To drive a motor vehicle on Indian Roads, it is mandatory by the law – Motor Vehicles Act 1988, to get at least a third party motor vehicle insurance policy if you own a motor vehicle. However, to get better assurance, its best suggested to own a proper Comprehensive Policy.
Why is Motor Insurance so Important?
- To stay legal when driving on Indian Roadways (It is mandatory to at least own a third party liability policy in India)
- To financially protect any third-party from damages caused by your vehicles in unforeseen situations.
- To get financial protection towards any damage or loss caused to your vehicle or any other involved third party due to unforeseen circumstance of accident, theft or natural calamity.
- Low cost premium
- To help protect your family in case of an accidental death.
NOTE: The benefits can differ depending on the plan that you choose. You should opt for a Comprehensive Plan in order to avail the most benefits out of the policies.
Why Choose InstaCover for Your Insurance?
Cashless Repair
Thousands of Cashless Garages for you to choose form across India (for private cars)Doorstep Pickup & Repair
Most of the insurance companies that we work with have tie-ups with a network of garages that enables you to gain the benefit of doorstep vehicle pickup and repair if requested from their network garages. Note that this applies to selective insurance providers; not all insurers offer this benefit.
SmartPhone Enabled Self Inspection
In today's digital world, it is very easy to enable a self inspection for your motor vehicle; in fact many insurers nowadays promote this habit to make the claims more paperless and hassle-free.
Customize Your Vehicle IDV
InstaCover India helps you choose the right motor vehicle insurance plan where you can customize your motor vehicle IDV value.
Super-Fast Claims
Our agents help you get quick and super-fast claims for your motor vehicle insurance claims.
24*7 Support
24*7 call facility on 365 days.
- Cashless Repair
- Thousands of Cashless Garages for you to choose from across India (for private cars)
- Doorstep Pickup and Repair
- Most of the insurance companies that we work with have tie-ups with a network of garages that enables you to gain the benefit of doorstep vehicle pickup and repair if requested from their network garages. Note that this applies to selective insurance providers; not all insurers offer this benefit.
- Smartphone Enabled Self Inspection
- In today's digital world, it is very easy to enable a self inspection for your motor vehicle; in fact many insurers nowadays promote this habit to make the claims more paperless and hassle-free.
- Customize Your Vehicle IDV
- Instacover India helps you choose the right motor vehicle insurance plan where you can customize your motor vehicle IDV value.
- Super Fast Claims
- Our agents help you get quick and super-fast claims for your motor vehicle insurance claims.
- 24*7 Support
- 24*7 call facility on 365 days.
Looking for your Motor Vehicle Insurance?
InstaCover India offers a variety of benefits and advantages in terms of covers and savings, so when searching for a good Motor Insurance, you need to look no further!
Call us now and we will do the best we can to help you out with your Motor Insurance needs
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+91-9995551863
Motor Insurance Plans
Best Offers and Benefits for Your Motor Insurance
InstaCover India has some of the best offers and benefits when it comes to providing our customers with the best-in-class Motor Vehicle Insurance. Get in touch with our agent today!
Best Offers and Benefits for Your Car Insurance
InstaCover India has some of the best offers and benefits when it comes to providing our customers with the best-in-class Car Insurance. Get in touch with our agent today!
Best Offers and Benefits for Your Two Wheeler
InstaCover India has some of the best offers and benefits when it comes to providing our customers with the best-in-class Two-Wheeler insurances. Get in touch with our agent today!
Best Offers and Benefits for Your Commercial Vehicle
InstaCover India has some of the best offers and benefits when it comes to providing our customers with the best-in-class Commercial Vehicle Insurance. Get in touch with our agent today!
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Motor Insurance Premium Calculator
It is considered a wise thing to get a detailed information about how much premium you will be incurring for your vehicle. Its best suggested to check for any specific add-ons and benefits from your policy.
Knowing about your motor insurance premium will not only help you in understanding the benefits, but this will also help you make adjustments in your premium amount and what kind of benefits you would prefer depending on your vehicle utility and type.
Parameters That Decide Your Insurance Premium
The Insurance premium depends on a lot of factors that essentially includes the kind of policy you select, the make and model of your motor vehicle, the actual market value of your value, in which city was your vehicle registered, its engine type, etc.
Tips to Reduce Your Motor Insurance Premium
Here are a few selective ways that you can opt for to reduce the cost of insurance premium for your motor vehicle insurance:
- Utilize NCB: NCB is a benefit that every vehicle owner should gain from. It is one of the biggest factors that can help you lower your insurance premium by as much as 50% in some cases.
- Choose the deductible amount wisely: While motor vehicle insurances are often taken lightly, it is important to get it insured timely, and with an amount that you are comfortable paying with. Higher deductibles help keep your premium amount low. This added with NCB makes it even more fancier.
Things to Know Before You Buy or Renew Your Motor Insurance Policy
IDV, or Insured Declared Value of a vehicle is the actual value that you are insured to get in case of total damage of your vehicle, or in case of theft. This value is usually determined taking into consideration the depreciation value of your vehicle.
NCB is the No Claim Bonus that you receive when you haven’t made any claims for the policy term, i.e. you have been a safe driver and therefore, your premium at renewal will be discounted by your insurer.
The cost of your motor insurance policy premium also depends on the fact that what kind of fuel your vehicle consumes. For instance, vehicles running on Diesel, CNG/LPG carry higher premium costs as compared to its petroleum counterparts.
Tips to Compare Motor Insurance Quotes
Here are a few important things that you should keep in mind while comparing Motor Vehicle Insurance Quotes:
The quality of the services that any insurer company offers actually can make a difference. You being addressed for your issues, with 24×7 support is something that can be of great help at times of trouble. So choose an insurer that goes at par in terms of support and service quality. InstaCover offers the best in class services when it comes to getting your motor insurance and our team is 24*7 there, ready to support you.
The main reason behind getting an insurance is to get your claims settled especially when needed. In this case, InstaCover India makes sure that you get the best insurer company for your motor insurance so that you can get your claims settled in times of need with the least amount of hassle.
IDV or Insured Declared Value is an important factor in determining your overall premium cost. While a IDV may tempt you for its low premium prices, there are certain benefits of owning a good IDV value as it comes in handy especially in cases if your vehicle is totally damaged or in case of vehicle theft. At InstaCover, we help you get the best option to set your IDV while buying your motor insurance policy online.
Things to Know Before Choosing the Right Kind of Motor Insurance Policy
In today’s date, there are plenty of motor insurance providers to choose from. Most of them offer fancy attractive pricing offers with assured support and timely claim settlement. However, with InstaCover India being in between, we will help you decide what will be the best for your motor vehicle and related finances.
Here are a few important tips that you can consider for choosing the right kind of motor insurance policy for your vehicle:
IDV is defined as the existing market value of your motor vehicle and is directly related to the premium amount of your insurance policy. Keep a check on IDV value when selecting your motor insurance as it comes in handy in situations when your vehicle is completely damaged, or has been stolen.
Consider additional benefits such as round the clock support, pick-&-drop services, cashless facility, paperless facility etc. to make the whole task of insurance and claim settlement hassle-free.
Add-ons can play a major role at the time of claim by covering up for most of the expenses if chosen wisely. This however depends on your needs, so make sure you review them at the time of buying a motor insurance policy as they can impact the premium costs.
The concept of whole insurance thing comes down to the fact that how well your claims are settled by your insurer company, so make sure you pick one that is quick in settling claims and has a high settle ratio.
Looking for your Motor Vehicle Insurance?
InstaCover India offers a variety of benefits and advantages in terms of covers and savings, so when searching for a good Motor Insurance, you need to look no further!
Call us now and we will do the best we can to help you out with your Motor Insurance needs
