International Travel Insurance by InstaCover
Buy and/or Renew International Travel Insurances in India from Instacover
International Travel Insurance
One of the best ways to keep your travel plans financially stress-free is by opting for a feasible and customized International Travel Insurance, especially if your travel includes trip to a foreign land. An international travel insurance plan comes with a variety of cover benefits including coverage for any financial loss or damage due to hospitalization, baggage loss or theft, loss of passport and variety of other benefits. This insurance plan also comes with variety of add-on benefits that help you get the most out of your insurance, in the best way possible.
There are certain criterions that you need to understand to gain the maximum benefits out of your insurance plan and that’s where InstaCover India comes in to help you get the best customized plan that suits your needs and wants.
Looking for your International travel Insurance?
InstaCover India offers a variety of benefits and advantages in terms of covers and savings, so when searching for a good International travel Insurance, you need to look no further!
Call us now and we will do the best we can to help you out with your International travel Insurance needs.
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Advantages of Having your International Travels Insured
International Travel Insurance offers a variety of advantages to cover you and your belongings from any kind of vulnerabilities when you are travelling abroad. Here are a few notable ones mentioned below:
Fulfills Mandatory Requirement
Several countries require you to have a valid international travel insurance before you visit them and in such case, one certainly gets benefitted from owning a proper policy.
Emergency Assistance
Insurance company provides emergency assistance via its 24*7 helpline support, mobile app as well as dedicated assigned agents to help you in case of any emergency and get your claims especially when you are in need!
Coverage for People of All Ages
Travel insurance are open for individual of all ages and in case if you are exceeding the offer inclusive age limits, then there are separate plans for senior citizen travel insurance that you can get benefitted from when it comes to covering up your international trips financially for any unwanted loss or damage.
Flight-Related Adversities
Airline operations come with its own twists and turns, and many a times, it is the customer who has to pay for their actions. Instances like loss of baggage, flight delay, miss connecting flight and such are covered under a proper International Travel Insurance Plan.
Stress-Free Travel
Make your travel stress-free by assuring that everything that you own is covered including any unwanted mishappenings that may bother your travel budgets while you are on the schedule. This is best way to enjoy and celebrate every moment of your travel experience.
Features of International Travel Insurance
- Here is the list of features that you should definitely look into when considering purchase of an International Travel Insurance plan:
- Get Coverage for any pre-existing medical treatment
- Get covered for any excessive medical expense incurred due to unforeseen emergency
- Get covered for any expense incurred as a result of medical evacuation with appropriate reimbursement
- Get covered for any dental treatment you may have to undergo during your traveling
- Get covered for any baggage Loss during travel for all your checked-in luggages
- Get covered for any flight cancellation, delay and missed flights due to the negligence of the airline company
- Get covered for any excessive cost including third-party. This also includes covers for loss incurred during emergency financial assistance
- Get all your home belongings covered from burglary and theft when you are on your travel schedule
Things That International Travel Insurance Includes
Here is the list of benefits that comes with an International Travel Insurance Plan:
Medical Expenses Cover
Get covered for a medical expenses incurred during your travel trip overseas with a proper claim with International Travel Insurance Plan.
Loss of Baggage Cover
Get cover for your luggage in case if it gets damaged or lost during your trip overseas. This also includes cover for misplacement and delay in luggage arrival.
Trip Cancellation and Disruption Cover
Get covered for your international travel trip cancellation caused due to personal emergency or due to inconvenience caused due to the airlines' end.
Financial Emergency Benefit
Get cover for any financial assistance needed in case if you have lost your luggage and/or wallet and require cash to sustain your expenses while you are in a foreign land.
Personal Liability
Get covered for any third-party losses incurrred in you get involved in any accident or uncertain event during your travel trip abroad.
Flight Delays/Cancellation
Get cover in form of reimbursement for loss due to delay or cancellation of your flight.
Medical Evacuation
Get complete coverage for expenses incurred for your medical evacuation incuring due to any unwanted medical emergency.
Passport Loss Cover
Get covers that are incurred to get a duplicate passport when you are in a foreign land. This also includes cover for any other important travel documents.
Repatriation Cover
In case of sudden death or demise, get complete cover for transport and ceremonial formalities, with cover being provided to the family member as per the policy.
Legal Cover
Get coverage for legal issues if you get caught up in any situation or trouble on your foreign trip.
Missed Connection Flight Cover
Get covered for loss caused due to missing a connecting flight if the delay is caused due to the airlines (your inward flight).
Hijack Risk Cover
Get covers for hijack distress in case you get caught up in such situation and have to undergo trauma due to such.
Compassionate Visit
Get covered for any compassionate visit from your family members during your trip overseas in case if the hospitalization exceeds certain number of days.
Trip Delay
Get covered for any damage or loss caused to your finance due to emergency situation causing delay in your trip.
Dental Cover
Get covered for any dental medical treatment in case if any urgent treatment is required during your foreign travel trip.
Home Burglary Insurance
Get cover for your home and property against theft and burglary for situations when you are on your travel trip abroad.
Delay in Baggage Arrival
Get reimbursed for any excessive cost incurred happening due to delay in luggage arrival.
Exclusions made from an International Travel Insurance Policy
Before choosing an appropriate International Travel Insurance policy, it's always best idea to get complete understanding of the things being excluded in your policy:
- Claim for lost passport not entertained if done without having the claim backed with a time-bound, and valid local authority report copy.
- Claim for medical covers not entertained if done on behalf of any pre-existing medical condition which was not disclosed at the time of issuing the policy.
- Claims for any loss or damage incurred due to alcohol or substance abuse not entertained.
- Claims can not be made if your specific purpose of travel of foreign country is for medical treatment.
- NOTE: For a complete exhaustive list, refer to the documentation provided by the policy provider, or simply connect with InstaCover India Agent!
Where Can Indians Get a Visa on Arrival?
Indians are offered visa to almost every country around the globe. And most of these countries also offer visa on arrival with the bare minimum paperwork requirement. Here is the list of countries that require visa on arrival along with the list of those countries that offer Indians a Visa Free visit.
| Continents | Visa on Arrival For Indians | Visa-Free Countries for Indians |
|---|---|---|
|
Asia |
Indonesia Jordan Kenya Myanmar Qatar Sri Lanka Vietnam |
Bhutan Hong Kong Maldives Nepal |
|
Africa |
Cabo Verde Cameroon Union Republic Djibouti Guinea Bissau Madagascar Mauritania Nigeria Reunion Island Rwanda Senegal Seychelles Somalia Tanzania Tunisia Zimbabwe |
Mauritius Senegal |
|
Europe |
NA |
Serbia |
|
Oceania |
Cook Islands Fiji Jamaica Kiribati Niue Island Republic of Marshall Islands Samoa Tuvalu Vanuatu |
Niue Islands Samoa |
|
South America |
Bolivia |
Barbados Trinidad & Tobago |
|
Own Damage Cover |
Available |
|
|
Damages to Third Party |
Unlimited Liability for Personal Damages, Up to 7 Lakhs for Property/Vehicle Damages |
What are the things I should carry while travelling abroad?
Here is the list of all the important things that you must carry while travelling abroad:
Passport
Always carry a valid passport with you when travelling overseas.
Travel Adapters
Don't forget to carry any charging devices so you enjoy a stress-free trip not having to worry about your gadgets being charged.
International Travel Insurance
Carry your policy documents with you in case if you fall into any trouble overseas during the journey.
Medical Kit
Carry at least a small medical kit consisting of appropriate first aid kit items and medications to deal with uncertain emergencies.
Forex Card
Carry a forex card to enjoy stress-free shopping with appropriate conversion of your currency when travelling to foreign country.
Camera
Capture anything and everything that attracts you and is worth keeping as a memory during your trip overseas! Carry your camera!
Weather-Appropriate clothes
Whether in foreign countries can be quite different than that of India, so make sure you do a dress-check to help yourself match up with the weather of the country you are travelling to.
Why You Should Go For International Travel Insurance Policy
- Here are a few reasons why you should consider going for an International Travel Insurance Policy when going on a foreign trip:
- Get covered for any medical expense incurred due to emegency during your travel abroad.
- Get covered for any loss or financial damage caused due to flight delay.
- Get covered for cost incurred in obtaining a duplicate passport in case if it was lost during your travel trip.
- Get covered for loss caused due to any delay in your baggage arrival.
- Get complete cover including personal accident and liability cover to enjoy travel stress-free.
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FAQs related to International Travel Insurance
You can buy an international travel insurance policy online at any time, even if you havent made your flight bookings. However, buying as soon as possible after paying for your tickets is recommended to cover your trip against unforeseen happenings that may occur between your flight bookings and departure date from India.
The maximum number of days an international travel insurance plan provides cover is 180 days, which is again extendable to another 180 days.
Yes, Schengen countries demand individuals to get cover of minimum EUP 30,000. So, when applying for International Travel Insurance for a Schengen country, make sure the cover amount is at least equal to, or above the threshold amount.
Yes, this feature is available with most of the insurance providers offering international travel insurance .
A simple answer to these questions is yes, most of the insurance providing companies offer policy benefits to individuals with Immigration Visa.
This process is quite simple, all have to do is share your policy information, a copy of your passport with a letter enclosing your reason for cancellation.
Yes, however, there are certain things you will need to take care of like:
- refund provided is full in case if policy cancelled before the risk period date starts, otherwise the refund is partial;
- the partial sum is calculated depending on your premium amount and the date start date of the risk period.
FAQs concerning COVID-19 and International Travel Insurance
Such insurance plans cover almost all countries (except for a few), however, there are certain plans that are customized as per the geographic location meaning plans can be different for Asia, for USA, for Canada.
While most travel insurance providers in today’s date offers coverage for COVID-19, however, you need to provide your insurer with a valid reason to claim coverage for trip cancellation considering COVID-19 which definitely does not include the fear of your own convenience.
In today’s date, almost all insurer companies offer covers for COVID-19 as a part of their international travel insurance plan, however, this is something that you should always cross-check with your insurance provider at the time of comparison or making a purchase.
The list of required documents varies depending on your insurance provider but still, the most general list includes a lab tested positive report for COVID-19, attached with any bills and receipts of the medical expenses incurred is what is required to make a successful claim for COVID-19. Make sure that your insurance provider offers this coverage under the policy claim.
Looking for your International Travel Insurance?
InstaCover India offers a variety of benefits and advantages in terms of covers and savings, so when searching for a good International Travel Insurance, you need to look no further!
Call us now and we will do the best we can to help you out with your International travel Insurance needs
