Get Your Domestic Travel Insurance by InstaCover
Buy and/or Renew Domestic Travel Insurance in India from Instacover
Domestic Travel Insurance
Emergencies don’t knock doors before hitting you and the same goes for the situations even when you are on a domestic travel schedule. That’s where a domestic travel insurance comes in to play and helps you cover for any losses due arising due to inconvenience while you are on your travel schedule.
A domestic travel insurance provides its policyholder covers against financial losses incurred during their domestic travel for issues such as loss of luggage, loss of valuable documents, cancellation of trip, medical/hospitalization emergency, as well as covers for personal liabilities.
Getting a Proper Domestic Travel Insurance is the Need of the Hour!
While abroad travellers may upto some extent understand the importance of a travel insurance, the same can be said for individuals who are on a domestic travel schedule. From covering for your unexpected expenses, to delivering you optimum stress-free trip, a domestic travel insurance delivers more than expected and helps you in any kind of emergency situation to balance your financial needs.
Looking for your Domestic Travel Insurance?
InstaCover India offers a variety of benefits and advantages in terms of covers and savings, so when searching for a good Domestic travel Insurance, you need to look no further!
Call us now and we will do the best we can to help you out with your Domestic Travel Insurance needs
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Features of a Domestic Travel Insurance
Benefits for domestic travel
Available for individuals between the age of 16 and 65 years of age.
Age Mo-Bar for Coverage
Available for individuals between the 18 and 65 years of age.
Hassle-Free Insurance
Domestic Travel Insurances are cheap priced and don't need you to go through any hassle during issuance of the insurance, as well as at the time of claim.
Loss and Theft Benefit
Get covered in case of loss and financial damage due to travel ticket and/or passport being lost.
365 Year Long Coverage
Get covered for complete 365 days with your domestic travel insurance, the duration of which can be extended on request.
Flight Delay Coverage
Get covers for any monetary loss incurred due to delay in flight or due to missing the connecting flight where the reason for delay is the airlines company or the airport authority.
Third Party Loss Coverage
Get personal liability covers for any loss or damage done to third-party individuals in case if they get damage or have to go through loss due to you being involved in the incident.
Dental Coverage
Get covers for dental treatment during your travel for any dental treatment so required.
Non Family Travel Coverage
Get additional coverage for any family/non-family member loss of baggage as a inclusive part of your policy.
Covers Included in Flight Travel Insurance
Most of the travel insurance companies offer covers for medical assistance, accident, flight delay and cancellation as well as for loss and damage of baggage. Here is a better list of all the coverages offered in a flight travel insurance plan:
Medical or Accident Cover
Get cover for any medical expense or accident in case if you fall into such mishappening series of events.
Flight Cancellation or Delay
A flight cancellation may take place due to any reason like fault form airline company or airport authority, or due to bad weather as well. Flight cancellation or delay offers complete covers for the instances
Lost Baggage
Get coverage for any loss or damage incurred due to loss of checked-in baggage lost or damaged during transition. This also covers for any valuable documents that get lost with that luggage.
Personal Liability
Get cover for damages or loss done to any third-party entity involved in accident or mishap where you were also involved, and the individual got hurt due to your actions.
Exclusions from Domestic Travel Insurance Policy
While there are several features and benefits of owning a domestic travel insurance, to get the most out of your policy at the time of claim, it is important to understand about the list of things that are not covered under that policy.
Here is a list of things are usually excluded from a domestic travel insurance policy plan:
- expenses for non-medical expenditures is not covered.
- No cover provided if the policyholder travels against the advice of the doctor.
- No cover provided in case if the intent of travel was to get a medical treatment.
- Cover for loss or damage due to alcohol and substance abuse is not included.
- Harm caused due to self initiation, or mental disorder is not covered.
- Insurance cover not provided to individuals who have suffered loss or damage to health or finance due to engaging in illegal activities.
- Loss or damage caused due to participating in adventurous sport activities during your travel trip is not covered.
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Things You Should Know About Domestic Travel Insurance Plan
- Explore different plans from different companies for a better comparison before settling with one.
- Always check the addons when reviewing different plans to meet your needs.
- Always update your insurance provider of any pre-existing health conditions if there is any to make the claims and other processing tasks easy.
A domestic travel insurance is best suited if you are planning to travel within the country and plan to follow a stress-free travel schedule. Uncertainties during travel are quite common and such situations always come with a price. So, no matter the reason for travel, its best to choose a proper domestic travel insurance before starting your travel journey.
Any individual who is a resident of India, or has a valid work permit while their stay in India can apply for a domestic travel insurance. Other thing is, he/she needs to be between 18 to 65 years of age to be applicable for the insurance.
The claim process of most domestic travel insurance providers is simple. The process includes filing up the claim form along with the required list of relevant documents.
FAQs Related to Domestic Travel Insurance Policies
A domestic travel insurance stays valid right from the date of your travel to the next 30 days. The end date however, is mentioned on the policy document for an easy verification for the policyholder.
A domestic travel insurance covers up to 30 days of trip.
A majority of insurance providers doesn’t cover pre-existing illness.
Depending on the reason for your claim, you will have to generate a relevant valid document for the same, attached with your policy documents, and the claim form.
Looking for your Domestic Travel Insurance?
InstaCover India offers a variety of benefits and advantages in terms of covers and savings, so when searching for a good Domestic Travel Insurance, you need to look no further!
Call us now and get Instacovered for all your insurance needs.
