Get Senior Citizen Travel Insurance from InstaCover
Buy and/or Renew Senior Citizen Travel Insurances in India from Instacover India
Senior Citizen Travel Insurance
Senior Citizen Travel Insurance is growing in popularity for its exceptional offers it delivers to its policyholder. This insurance offers senior citizens a chance to travel stress free without having to worry about any financial risks due to unwanted incidents of bad health during travel, to lost luggage cover. This also takes into consideration the risks associated with a pre-existing medical condition along with any other travel assistance as well.
Individuals between the age of 61 to 99 years (and beyond as well) and cater to offer medical benefits to them by covering for hospitalization, along with standard travel insurance such as baggage loss, flight delay and cancellation etc.
Getting Senior Citizen Travel Insurance is the need of the Hour!
While one may imagine old age days to be restrictive with less travel stress, a retiree wants to enjoy their lives as much as the youth and there is nothing better than gaining the best experiences while traveling the world with your family and friends.
However, this has been changing for quite some time now as the modern-day technology, along with the comfort of convenient travel and trustworthy insurance plans help individuals travel safe and sound and enjoy every moment of their travel with near and dear ones. Besides, not everything is covered under a normal health and travel insurance, even with special add-ons, and that’s where a senior citizen travel insurance comes in!
Looking for your Senior Citizen Travel Insurance?
InstaCover India offers a variety of benefits and advantages in terms of covers and savings, so when searching for a good Senior Citizen Travel Insurance, you need to look no further!
Call us now and we will do the best we can to help you out with your Senior Citizen Travel Insurance needs.
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Features of Getting Insured with InstaCover India
Travel Assistance
Get covered for any and all travel assistance you may need and help you navigate to safety during emergency.
Personal Liability
You get covered for any third-party loss or damage caused due to any unwanted that you may involve in. This especially comes in handy for instances such as using a rental vehicle service.
Affordable Policies
There are several types of senior travel insurance policies available to choose from, so you don't have to worry about specific prices and costs as there will be plenty of options available.
Baggage Delay or Loss
Get assured of all the benefits of a normal travel insurance benefit such as baggage loss or flight delay.
Worldwide Assistance
In this global economy, you can easily expect some out of the box, global facilities when it comes to cashing in your claims with international senior citizen travel insurance no matter which country you are travelling to (excluding a handful exceptions).
Covers for Accidents and Illnesses
Senior Citizen Travel Insurance offers sufficient covers in case of an accident or illness to help you with medical expenses so you don't have to worry about such issues when you hit the road to reach your travel destination and enjoy the new experience of travelling to new places.
Senior Citizen Travel Insurance Eligibility Criteria
The only criteria that you need to fulfill to get benefitted form a senior citizen travel insurance is you need to be a citizen of India. As for age, companies have even offered insurance to 99+ year old individuals as well, so there is no actual bar here.
Things to Consider When Buying Senior Citizen Travel Insurance
Here are the things that you should look for when buying a Senior Citizen Travel Insurance Plan for you and/or your family members.
Sum Assured
Always check for what kind of cumulative sum is assured with your senior citizen travel insurance as most of it comes in part of medical expense, dental care expense, baggage and travel cover, etc. So you might want to decide where you want more sum to be assured.
Medical Tests
Various insurer will require you to go through proper medical tests so as to help you gain appropriate reimbursements at the time of making claims.
Pre-Existing Conditions
There are certain limitations in terms of covers for certain illnesses and various insurer companies limit to that. So, it's best to go through the insurance providers' policies to ensure you don't limit yourself from benefiting from your travel insurance in the time of need.
Renewal
You can always opt for maximum policy period to avoid the renewal hassles and continue with your travel plans without having to worry about losing your claim covers.
Exclusions
Check for any events that may be excluded from your policy and evaluate well before you make your final choice of selecting the most ideal senior citizen travel insurance plan that customized to fit your needs in the budget you want. And mind for exclusions so involved.
Why Buy Senior Travel Insurance from InstaCover India
Here are some good reasons that assure you for the fact as to why you should opt InstaCover India assistance for choosing the right senior citizen travel insurance for your needs.
Variety of Plans
There are several options for you to customize and choose from, and there are lots of companies doing this, and to help you make the right decision, InstaCover India just a call away!
Cheaper than Offline
InstaCover India offers exciting discounts and cashback, something that is usually not available with the offline options.
Unbiased Facts
We assure you complete assistance and transparency in understanding about each and every feature related to the policy plan to help you select the one that suits you the most.
Additional Benefits
There are certain add-ons that individuals often stay untouched of, however, InstaCover India helps you identify them and gain the maximum benefits out of your senior citizen travel insurance premiums.
Coverage Under Senior Citizen Travel Insurance
- Here is the list of some of the most common coverages offered under Senior Citizen Travel Insurance Plan:
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Get Coverage for any pre-existing medical treatment
Get Coverage for any pre-existing medical treatment-
Get covered for any excessive medical expense incurred due to unforeseen emergency
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Get covered for any expense incurred as a result of medical evacuation with appropriate reimbursement
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Get all your home belongings covered from burglary and theft when you are on your travel schedule
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Get covered for any baggage loss during travel for all your checked-in luggages
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Get covered for any flight cancellation, delay and missed flights due to the negligence of the airline company
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Get covered for any excessive cost including third-party. This also includes covers for loss incurred during emergency financial assistance
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Get covered for any dental treatment you may have to undergo during your traveling
What's Not Covered In Senior Citizen Travel Insurance?
- Just like any other insurance policy, a senior citizen travel insurance has its own set of limitations and ther are certain things not covered under this insurance plan:
- Coverage for pre-existing diseases not provided by most of the insurers.
- Coverage in case if damage or loss is self-inflicted (including suicide) is not provided.
- Coverage not provided if the policyholder travels against the advice of their physicianIf travelling against the advice of your physician
- Coverage for a casual/routine checkup abroad not provided.
- Coverage not provided in case if terminal prognosis has already been given for pre-existing medical condition.If the insured has been given a terminal prognosis for their medical condition
- Coverage for any loss or damage due to alcohol or drug abuse not covered.Injuries and loss caused due to influence of drugs alcohol and other intoxicants won't be covered.
- Coverage for any loss or damage due to engaging in fraudulent or illegal activity not provided.
- Coverage not provided in case if terminal prognosis has already been given for pre-existing medical condition.If the insured has been given a terminal prognosis for their medical condition
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Frequently Asked Questions related to Senior Citizen Travel Insurance
Yes. Keeping a few handful exceptions aside, you always get reimbursed for any expense that is incurred to get a duplicate passport in case you lose your existing one for some valid reason.
Senior Citizen Travel Insurances also assure cash benefits in case of emergency to its policyholders as per the situation needs. These kinds of situations commonly arise in case of theft or burglary where a passenger loses their belongings including ATMs, Credit Cards etc. A travel insurance for senior citizen covers these expenses as well.
There are only two criteria for this: first you need to be a citizen of India, and second, you need to be within the age limit criteria of the policy you are planning to choose. While most insurers offer insurance for age upto 70 years, there are still a few exceptions handled by these insurer companies, offering covers for travel to individuals over 90 years of age.
Looking for your Senior Citizen Travel Insurance?
InstaCover India offers a variety of benefits and advantages in terms of covers and savings, so when searching for a good Senior Citizen Travel Insurance, you need to look no further!
Call us now and we will do the best we can to help you out with your Senior Citizen Travel Insurance needs
